Enrollment Help & FAQs

Start Your Coverage Search Online

Prefer to compare and enroll in Medicare plans online? I’ve made it simple to explore your coverage options using my trusted enrollment tools. Compare plans, review benefits, and see what works best for your needs — all from the comfort of your home.

Shop & Enroll in Minutes

If you’re looking for affordable health coverage under the ACA, you can get a personalized quote and enroll in minutes. It’s quick, secure, and designed to help you find a plan that fits your life and budget.

Resources & Tools

You’re never on your own — I’m happy to guide you through these trusted tools step-by-step:

• Dental (Best One Dental): Ask Javier for the current enrollment link.
• Standalone Dental Plans: Ask Javier for the current enrollment link.

Enrolling in Medicare

Whether you’re turning 65 or transitioning from employer coverage, enrolling in Medicare involves a few key steps:

• If you're turning 65: Start by signing up for Parts A & B through Social Security. From there, you’ll decide between Original Medicare (with a Medigap and Part D) or a Medicare Advantage plan (Part C). I’ll help you compare options and choose what’s right for your health and your budget.
• Annual Enrollment Period (Oct 15 – Dec 7): This is your chance to review or change your Medicare Advantage or Part D plan each year. I’ll help make sure you’re still in the best plan for your needs.
• Special Enrollment: If you delayed Part B because you had employer coverage or experienced another qualifying event, you may qualify for a Special Enrollment Period — and I can guide you through it.

Need help with the forms or unsure what to choose? I’ll make it simple, explaining each option clearly and supporting you through the entire process.

Enrolling in an ACA Marketplace Plan

The Affordable Care Act (ACA) Marketplace offers health plans for individuals and families under 65. Here’s how enrollment works:

• Submit your application, including income details to determine subsidy eligibility.
• Compare plans side by side - I’ll make sure your doctors and medications are covered.
• Select a plan and complete your enrollment with confidence.

Enrollment Deadlines:

• Open Enrollment: Nov 1 – Jan 15 each year.
• Special Enrollment: Within 60 days of a qualifying event (e.g., job loss, marriage, move).

Prefer personal help? Javier can handle the application with you or for you — so you feel confident and supported.

Frequently Asked Questions

Does it cost extra to use an insurance broker like Javier for enrollment?

No. Javier’s help is completely free to you. Plan costs are the same as if you enrolled on your own.

What information do I need to enroll?

You’ll need your personal details, Social Security number, current coverage info (if any), Medicare number (if applicable), and income details for ACA subsidies.

I’m not comfortable with technology — can Javier enroll me?

Absolutely. Javier can complete your application in person, over the phone, or via a virtual meeting.

When can I change my Medicare or ACA plan?

Medicare: during Annual Enrollment (Oct 15 – Dec 7) or a Special Enrollment Period.

ACA: during Open Enrollment (Nov 1 – Jan 15) or within 60 days of a qualifying event.

Will my preferred doctors and prescriptions be covered?

Javier reviews your doctor and medication lists to ensure the plans you consider meet your needs.

Can Javier help me choose between COBRA and ACA if I lose my job?

Yes. Javier can help compare COBRA continuation coverage to ACA options and recommend the most affordable, comprehensive solution.

Still Have Questions?

No question is too small. If you’re feeling uncertain or overwhelmed, reach out today. As your insurance broker, I am here to make sure you feel confident and informed every step of the way.